CofidisSubdomainAssets_HeroImage.jpg
PAY HOW YOU LIKE
Buy what you need now and pay later
The 4xCB and Option Crédit financing offers let you pay for your eligible purchases in several instalments.
BUY NOW, PAY LATER: HOW DOES IT WORK?
There are two options available to you

Select one of the two financing offers made available by Cofidis:

Screen Shot 2022-07-20 at 1.26.05 PM.png
4 x Carte Bancaire (4xCB) is a financing solution for purchases between EUR 60 and EUR 2,000 available to customers living in France. The cost of your purchase is divided into four instalments and you will receive an immediate response.
Screen Shot 2022-07-20 at 1.25.40 PM.png
Option Crédit is a revolving credit facility for purchases between EUR 45 and EUR 3,000 that allows you to spread your payments over a longer period. It is available to customers living in France who have subscribed to Option Crédit with Cofidis upon making a purchase at Amazon.fr.
A credit agreement is binding on you and must be repaid. Check your repayment capacity before committing.
CofidisSubdomainAssets_YourBudgetYourWayImage.jpg
YOUR BUDGET, MANAGED YOUR WAY
The pros of paying in instalments
You buy what you want and pay back over the length of time that suits you and your finances best.

With the best in technology, fashion, interior design, beauty, health and much more ... With Amazon Pay, your favourite goods are now much more accessible.
EASY PEASY
How do I use 4xCB?

01

Select the 4xCB payment option where available.

02

You will be redirected to a Cofidis form to fill in.

03

It only takes a few minutes to get an immediate response.

04

Complete your order!
How do I use the Option Crédit revolving credit facility?

01

Select the Option Crédit revolving credit facility where available.

02

You will be redirected to a Cofidis form to reuse your Option Crédit, subject to the amount of credit available.

03

Complete your order!
ANY QUESTIONS?
Frequently asked questions

How do I use the 4xCB and Option Crédit payment methods?

4xCB

When you select 4xCB, you are redirected to an online form to fill in. Once you have completed the form, your application will be processed by Cofidis. You will receive an immediate answer.

Option Crédit revolving credit facility

To use Option Crédit when shopping with Amazon Pay, you first need to apply for the Option Crédit revolving credit facility with Cofidis when paying for a purchase at Amazon.fr. Once your application has been approved by Cofidis, you can use Option Crédit as a payment method at Amazon.fr and for French Amazon Pay sellers, subject to the amount of credit available.

How do these payments work?

Your payments are charged to the bank card you provide to Cofidis.

4xCB

With 4xCB, you will be charged for the first instalment after the last item in the order has been shipped.

Option Crédit

With Option Crédit, your first payment will be due either on the 5th day of the month following your purchase, or on the 5th day of the following month, according to the date on which the purchase takes place.

Which cards can I use with 4xCB?

You can use cards issued by banks in countries that have a border with France (except for Switzerland). Cofidis does not accept Electron, Maestro, American Express, electronic debit cards or prepaid cards.

Is there an order limit?

4xCB

You can use 4xCB for all orders between EUR 60 and EUR 2,000. Restrictions may apply. If the total value of your order is less than EUR 60 or more than EUR 2,000, please select another payment method when you make your Amazon Pay payment.

Option Crédit revolving credit facility

You can use your Option Crédit again for all orders between EUR 45 and EUR 3,000, subject to the amount of credit available. Restrictions may apply. If the total value of your order is less than EUR 45 or more than EUR 3,000, please select another payment method when you make your Amazon Pay payment.

Do you have any other questions?

If you have any questions about your credit application and the credit facilities issued by Cofidis, please visit the Cofidis website.

For more information, please contact our partner Cofidis:

e-mail: courrier_cofidis@cofidis.fr

Phone : +33 3 28 09 21 05

Financing with a term of less than or equal to three months granted subject to acceptance by COFIDIS, SA with a Management Board and Supervisory Board and a capital of EUR 67,500,000. Head office: Parc de la Haute Borne, 61 avenue Halley – 59866 VILLENEUVE D’ASCQ Cedex – R.C.S. LILLE METROPOLE SIREN No. 325 307 106 registered with ORIAS under number 07 02 34 93. You have a statutory cooling-off period for remote sales.

Option Crédit is a revolving credit facility for purchases between EUR 45 and EUR 3,000. The revolving credit is for a period of one year and is renewable. Credit is renewed as you make repayments and is reusable. The interest is calculated according to a variable APR depending on the outstanding balance. Maximum credit amount: EUR 3,000. Terms and conditions in force as at 01/10/2021. There are no application fees. Payments in instalments constitute uses of revolving credit and are possible subject to the amount of credit available and the authorised credit. The monthly instalments due for immediate payment and payment in instalments are collected separately, in addition to the usual monthly instalment for your Option Crédit revolving credit facility. In the event of non-payment, the monthly instalments will no longer benefit from the special terms granted and will accrue interest under the usual terms of your credit. Payment on credit is based on your express agreement.

The revolving credit is granted subject to acceptance by COFIDIS SA with a Management Board and Supervisory Board and a capital of EUR 67,500,000 – Head office: Parc de la Haute Borne – 61 avenue Halley – 59866 VILLENEUVE D’ASCQ Cedex – SIREN 325 307 106 RCS LILLE METROPOLE registered with ORIAS under number 07 02 34 93. www.orias.fr. You have a 14-day statutory cooling-off period from the date of signing your contract.